Pacific Sotheby's International Realty
Free PDF guide · 2026 edition

The ITIN Home Buyer's Guide

How to buy, and finance, a California home without a Social Security number. Written for buyers and owners outside the U.S., without the jargon.

What's inside
  • What an ITIN is
  • Do you need an ITIN to buy a house?
  • ITIN mortgage vs. foreign national loan
  • What ITIN lenders usually ask for
  • How to get an ITIN
  • Buying in San Diego with an ITIN: the order that works
  • A step-by-step checklist you can print and tick off
Brandon WhiteBrandon White · Dual U.S.–Canadian citizen · FIABCI member
Team Anderson White, Pacific Sotheby's International Realty · CA DRE #01864163
Cover of The ITIN Home Buyer's Guide
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Brandon White · Team Anderson White · Pacific Sotheby's International Realty · CA DRE #01864163 · Privacy policy

General information only, not legal, tax, immigration or financial advice. Sotheby's International Realty® and the Sotheby's International Realty logo are service marks licensed to Sotheby's International Realty Affiliates LLC and used with permission. Each office is independently owned and operated. Equal Housing Opportunity.